An estate plan sets out how you’d like your assets to be managed and distributed during your life and when you pass away. It often involves thinking about…
A financial plan is rarely focused solely on the person making it. For many, a successful plan also benefits their family. When setting out your goals as part…
What’s the most important factor affecting the performance of your investments? Your mind might jump to the ups and downs of the market, and they do have an…
Last month, you read about how retirement is changing, with almost half of workers aged over 50 exploring phasing into retirement. There are plenty of reasons why more…
Cash can be comforting. It’s familiar, it’s accessible, and it’s tangible. But while cash savings can be part of a well-balanced financial plan, they’re not always the best-performing…
One of the retirement challenges many people face is how to handle wealth decumulation. During your working life, you’re typically working to increase your wealth, and this usually…
When you create your financial plan, you might envision everything following the path you’ve set out. However, life is often unexpected, and your plan should be updated to…
Understanding where your wealth is coming from and how you’re using it could help you make more informed decisions. However, as so many assets are intangible, having a…
Your relationship with money is related to far more than how much cash you have. In fact, psychological influences could be having more effect on your decisions and…
While many people don’t rely on care later in life, planning for the potential cost of it could help you feel confident about the future and mean you…