Guide: Behavioural biases, and how they affect your financial decisions
Our latest guide is in partnership with Neil Bage, founder of Be-IQ, a fintech company focused on behavioural insights. The guide gives a fascinating overview of how our behavioural biases can affect the decisions we make. It could help you better understand your own decisions and what you can do to reduce your biases.Click here to download (PDF)
The 2020/21 end of the tax year guide
The current tax year will end on 5 April 2021, a date when many allowances and tax breaks will reset. In some cases, it will be your last chance to use them. Making use of appropriate allowances can help you get the most out of your money.
Our guide explains seven key allowances you should consider to ensure you’re ready for the 2021/22 tax year.Click here to download (PDF)
Inheritance Tax and gifting guide
If your estate could be liable for Inheritance Tax (IHT), gifting is one solution for passing on wealth while reducing the bill that could be appropriate for you. Our latest guide explains the basics of IHT and what you need to consider if you want to make gifting part of your long-term financial plan.Click here to download (PDF)
Your complete guide to mortgages
At some point in our lives, most of us will need to take out a mortgage if we aspire to own a home. Yet, mortgages and the process of securing one can still be filled with jargon and other complexities. Our guide aims to provide you with all the information you need when searching for a mortgage, whether as a first-time buyer or you’re hoping to move up the ladder.Click here to download (PDF)
How to get a better work-life balance
How do you rate your work-life balance? It’s not uncommon for workplace pressures to affect our personal lives but, left unchecked, it can affect overall wellbeing and your health too.
An unhealthy work-life balance can leave us feeling irritable, struggling to focus and even affect physical health.
If you want to readjust your work-life balance to better reflect your priorities, our latest guide looks at some of the key steps you can take.Click here to download (PDF)
Your essential guide to ISAs
ISAs are an incredibly important part of many financial plans, whether you’re saving for a short-term goal or investing for a long-term one. In fact, over ten million adults saved into an ISA account in 2017/18.
Whilst ISAs have been around for 20 years, the product range and allowance has changed considerably in that time. As a result, it can be more difficult than you would expect to pick the right ISA for you. So, we’ve put together a guide to help you get to grips with the ISA options open on offer.Click here to download (PDF)
Your complete guide to the State Pension
The State Pension is an essential part of retirement planning and provides a foundation to build on. Whilst the basics are simple, it can be far more complex to understand what you’re entitled to and when than you’d think at first glance.
Our Complete Guide to the State Pension is designed to help you figure out how the State Pension will support your retirement goals alongside other income. From how the State Pension age is changing and when you’ll receive it to what the triple lock means for your future income, we look at the crucial things you need to know.Click here to download (PDF)
Everything the Bank of Mum and Dad should know before lending
Rising house prices and the difficulty in saving a deposit are a challenge for many home buyers. So, it’s perhaps no surprise that more and more young people are looking to parents and grandparents for help in getting onto the property ladder.
If you are thinking of opening the doors to the Bank of Mum and Dad either now or in the future, here’s a guide to all the factors you need to consider.Click here to download (PDF)
The top 9 things you should consider doing before tax year end guide
The current tax year ends on 5 April 2020 and this date represents the final chance to use many of your annual thresholds and allowances.
Keeping track of changing thresholds and effectively managing your allowances can be tricky.
Here’s your comprehensive guide to the top nine things you should consider doing now in order to get ‘end of tax year’ ready.Click here to download (PDF)
The ultimate guide to National Savings & Investments
Introduced over 150 years ago, National Savings & Investments (NS&I) aimed to encourage a culture of saving. With NS&I products your money is 100% secure and the products can make a great addition to your financial plan.
Our latest guide explains why 25 million people have saved more than £167 billion with NS&I products, as well as reviewing the key drawback: relatively low interest rates. There are currently six NS&I products to choose from. Could any match your financial goals?Click here to download (PDF)