Mark Wilson

Contact details

0203 427 3206

Email Mark

Waymark Financial Limited, Becket House, 36 Old Jewry, London, EC2R 8DD

At work

Mark has worked in the financial services industry for 30 years; 20 of those have been spent as an Independent Financial Adviser.

He founded Waymark in 2011 and was also a founding partner of Beaufort Financial Planning, who continue to provide support services to Waymark.

Mark is a pension specialist who has a wealth of experience in working with people who are either preparing for retirement or have already retired.

At home

Mark can often be found enjoying the great outdoors; he loves mountain biking, skiing and remote hillwalking.

He also has a passion for military history, horseracing, good wine and food.

Mark in the spotlight

My proudest moment as an Financial Adviser was:

Advising a group of dockers in Liverpool who were part of a large city-based company. They thought they had lost their pension, but in fact they hadn’t. It was a proud moment helping them.

The three things I love most about my job are:

Putting smiles on client faces, freedom in the workplace and the chance to continually learn.

The three words my colleagues would use to describe me are:

Sincere, caring and generous.

On an ideal weekend, you can find me:

Visiting our cottage in Shropshire.

My favourite holiday is:

Either a very active holiday or a very relaxing one – they are both equally as enjoyable!

I turn the radio up when they play:

Mozart.

The three people at my dream dinner party would be:

Muhammad Ali, Winston Churchill and Gisele Bündchen.

The three small things that make my day better are:

Sun, a happy team and happy clients.

The important stuff

All regulated financial advisers must be authorised by the Financial Conduct Authority (FCA) and therefore appear on their register. You can find Mark’s entry here.

Furthermore, all advisers must have an up-to-date Statement of Professional Standing (SPS). This shows they are suitably qualified and have carried out the required amount of Continuous Professional Development (CPD). You should be wary of any advisers who refuse to provide copies of their SPS.

An adviser’s SPS must be renewed annually. We can provide you with a copy of Mark’s SPS on request.

G60 – Pensions: This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

J04 – Pension Funding Options: At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

J05 – Pension Income Options: At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

R01 – Financial Services, Regulation and Ethics: This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics

R02 – Investment Principles: This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

CF3 – Financial Protection: This examination assesses a knowledge and understanding of financial protection plans.

CF4 – Retirement Planning: This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

CF9 – Pensions Simplification: This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

R05 – Financial Protection: This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

Diploma in Financial Planning

Financial Planning Certificate

Certificate in Life & Pensions